A home inventory sheet is a document you create and keep for your records as well as submit a copy to the insurance company. This assists you in the event you suffer a catastrophic event by providing you with a detailed list of your belongings.
Home Inventory Sheet: The Basics
You can source a template for your home inventory sheet online to be stored in the cloud as well as printed out. You can also type one to be saved to your hard drive, or you can write it out by hand using pen and paper. Though this task is daunting, it is recommended that you take it slow and consistently work on this process until it is complete. Complete it room by room, taking care not to leave anything out.
You can categorize your possessions according to their type, such as fishing supplies or electronics, and it’s important that you make special note of any collections or particular items that are of special value. Things that would be difficult or expensive to replace should be discussed with your Russ Richardson Agency representative in Birmingham, AL, as they may need their own endorsement.
Birmingham AL residents should also be sure to take pictures of their inventory, preferably from different angles, to show their present condition. In addition, you can also shoot a video. Collect receipts when possible, and photograph them, as legibility and quality will tend to degrade over time. Include all serial numbers, make, model, or other identifying information, and record the approximate current value.
Russ Richardson Agency Can Help You
We can tailor an insurance package to suit your needs, and we encourage you to reach out to us by phone or internet to schedule your in-person appointment. We serve those living in and around Birmingham, AL, and we look forward to working with you.