When you own an RV in Birmingham, AL, you need to insure it. It’s important to learn as much as you can about RV insurance when you own an RV. Russ Richardson Agency provides RV insurance that can protect your finances.
The following are four things you might not realize about RV insurance:
RV insurance providers often offer off-season coverage.
If you keep your RV insurance during a part of the year, you might be able to get off-season coverage. This type of coverage will offer coverage for your RV while it’s in storage.
Your auto insurance policy won’t cover your RV.
Unfortunately, you can’t use your auto insurance to cover you when you’re in your RV. You need to purchase an insurance policy that’s specifically designed for RV coverage.
You can get personal property coverage.
RV owners tend to keep a lot of belongings in their RV. That’s why an RV insurance policy typically offers significantly more personal contents coverage than a typical auto insurance policy offers.
You should consider the value of the items you keep inside your RV and make sure you have enough personal property coverage to fully cover these items.
You can specify full-time or part-time RV insurance.
Some RV owners live in their RV full-time while other RV owners only use their RV once in a while. If you don’t live in your RV full-time, you don’t need as much coverage. That’s why you should specify full-time or part-time RV usage when you buy a policy.
We Are Here To Help
Do your research before buying RV insurance by getting a policy quote from Russ Richardson Agency. Contact us to learn more about your RV insurance options in Birmingham, AL.
