Dealing with a break-in or weather-related damage to your rental can be alarming. If you encounter an emergency and have a renters’ insurance policy, you will need to file an insurance claim. Use the steps that follow.
Secure Your Rental
The first thing that you should do is secure your rental. Do not enter your rental if you are uncertain if it is safe to do so. Contacting the local authorities will ensure that a detailed report is made that reflects upon what has happened.
Once a local law enforcement officer is dispatched to your residential address, they will ensure that the premises are safe to enter. If the damage is severe, you may be advised to stay somewhere else temporarily.
File The Claim
The next step is to file an insurance claim with an agent representing the company with which you took out the policy. During the claims process, you will need to itemize the possessions that were damaged during the incident.
If you are not readily aware of what items are listed in your policy, retrieve your policy and refer to it when you file your insurance claim.
Wait for The Claims Process To Be Completed
The agent you consult with will explain the claims process to you. An insurance adjuster will inspect your rental, and the results will determine whether your insurance claim is approved.
Check In With An Agent at Russ Richardson Agency
If you have any concerns about the renters’ insurance claim that you filed, contact one of our agents. An agent who serves Birmingham, AL, will gladly assist you with your claim questions.
